Investor Loan

It is possible to invest in the property market – your home equity could be the key. 

If you’re a HomeStart customer who thinks buying an investment property is something that only people with lots of spare cash can achieve, think again. The HomeStart Investor Loan can help you access the equity in your home to buy another property for investment purposes.

What benefits does the Investor Loan provide?

If you are a current HomeStart customer and your home’s market value is more than what you owe on your home loan, then you have equity. Once this equity has built up, the Investor Loan can help you to borrow against it to purchase an investment property.

With the Investor Loan, you may be able to borrow up to 100% of the purchase price or property value of the investment property (whichever is the lesser), plus the fees and charges associated with the purchase.

You can also still enjoy the benefits of the Repayment Safeguard, which breaks the link between interest rates and repayment amount.

HomeStart’s Investor Loan lets you borrow up to 90% of the combined property values (both your original home and your proposed investment property) in the metropolitan area. Country areas may be different.

Tell me more

Eligibility criteria, terms and conditions apply. Fees and charges are payable. The purchase of an investment property is an important decision and you should obtain professional advice on the financial implications for you in making such an investment.